Personal Budget Worksheet (Annual)
Income (after tax)
Job-1 ___________	$ ____________
Job-2 ___________	_____________
Job-3 ___________	_____________
Other ___________	_____________
	Total Income	$ ___________
Fixed Expense:
Rent/mortgage payments	_____________
Association fees	_____________
Utilities	_____________
House maintenance	_____________
Property taxes/auto licenses	_____________
Insurance - property	_____________
Insurance - vehicles	_____________
Insurance - health	_____________
Insurance - life	_____________
Telephone/Internet connection	_____________
Food	_____________
Vehicle payments	_____________
Vehicle operating costs	_____________
Tuition costs	_____________
Childcare	_____________
Alimony	_____________
Credit card payments	_____________
Personal allowances/savings	_____________
Other _____________	_____________
Other _____________	_____________
Total Fixed Expenses		(____________)
Net Discretionary Income		____________
Discretionary Expenses:
Entertainment	_____________
Clothing/Laundry	_____________
Contributions/gifts	_____________
Doctors/Dentists	_____________
Travel/Vacation	_____________
Furniture/Appliances	_____________
IRA contributions	_____________
Other _____________	_____________
Other _____________	_____________
Total Discretionary Expense		(____________)
Amount Available for Savings		$____________