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Applicable Federal Rates - 2001

Month

Monthly

Annual

Semi Annual

Quarterly

January

Short term

5.75% 5.90% 5.82% 5.78%

Mid term

5.47% 5.61% 5.53% 5.49%

Long term

5.63% 5.78% 5.70% 5.66%

February

Short term

5.06% 5.18% 5.11% 5.08%

Mid term

4.96% 5.07% 5.01% 4.98%

Long term

5.35% 5.48% 5.41% 5.37%

March

Short term

4.75% 4.86% 4.80% 4.77%

Mid term

4.96% 5.07% 5.01% 4.98%

Long term

5.44% 5.58% 5.50% 5.46%

April

Short term

4.54% 4.63% 4.58% 4.55%

Mid term

4.83% 4.94% 4.88% 4.85%

Long term

5.30% 5.43% 5.36% 5.32%

May

Short term

4.17% 4.25% 4.21% 4.19%

Mid term

4.66% 4.77% 4.71% 4.68%

Long term

5.30% 5.43% 5.36% 5.32%

June

Short term

4.08% 4.15% 4.11% 4.09%

Mid term

4.91% 5.02% 4.96% 4.93%

Long term

5.60% 5.75% 5.67% 5.63%

July

Short term

4.00% 4.07% 4.03% 4.01%

Mid term

5.01% 5.12% 5.06% 5.03%

Long term

5.67% 5.82% 5.74% 5.70%

August

Short term

3.87% 3.94% 3.90% 3.88%

Mid term

4.88% 4.99% 4.93% 4.90%

Long term

5.57% 5.72% 5.64% 5.60%

September

Short term

3.75% 3.82% 3.78% 3.76%

Mid term

4.71% 4.82% 4.76% 4.73%

Long term

5.43% 5.57% 5.49% 5.45%

October

Short term

3.52% 3.58% 3.55% 3.53%

Mid term

4.50% 4.59% 4.54% 4.51%

Long term

5.26% 5.39% 5.32% 5.29%

November

Short term

2.69% 2.73% 2.71% 2.70%

Mid term

4.06% 4.13% 4.09% 4.07%

Long term

5.18% 5.31% 5.24% 5.21%

December

Short term

2.45% 2.48% 2.46% 2.45%

Mid term

3.90% 3.97% 3.93% 3.91%

Long term

4.94% 5.05% 4.99% 4.96%